
Loan Options and Programs
Loan Purpose
Purchase
Buying a new primary home, vacation home or investment property?
Minimal down payment, lowest rate possible, or large lender credit.
Let us help you obtain the best residential purchase loan for you.
Refinance
Lower your payment, lower your rate or lower your term.
Everyone has a different refinance goal.
Let us help you find the best loan to meet your financial goals.
Cash Out
Tap into your home’s equity for cash out.
Pay off debt, start a remodel project, or get cash for any purpose.
Let us help you get the most cash out for the lowest rate & payment.
Loan Programs
Conventional
Conventional - up to $766,550 (1 unit)
Conventional High Balance - up to $1,149,825 (1 unit)
Non-QM Alternative Loans
DSCR - up to $3M (qualification based on the income of the property)
Bank Statement or 1099 (qualification based on your gross figures)
Hard Money Investment Property Purchase loans
Jumbo
Jumbo - up to $3M
Multi-Unit
1 unit - up to $1,149,825
2 unit - up to $1,472,250
3 unit - up to $1,779,525
4 unit - up to $2,211,600
5-8 units - up to $3M
Government
FHA - up to $1,149,825 (1 unit)
VA - up to $2.0M
2nd Mortgage
HELOCs (variable rate)
2nd mortgage (fixed and variable rates)
Piggyback and Standalone
